Likwidity is a Zero-Commission pure Software as a Service (“Saas”) that provides depositors with an efficient, easy to use, transparent and auditable multi-bank transaction service. You get Price discovery and execution capabilities combined with our treasury management dashboard. Unconflicted. We are not a broker or adviser and do not charge any commissions. Available as a service or as a White-Label group offering

Likwidity was borne out of a sense of frustration experienced trying to place funds with various banks. This involves searching different websites or calling multiple banks to find a rate that is not just the published rate. As an institution, you would most likely seek a true rate as compared to the published rates available. But with more than 140 banks and interest rates differing by as much as 100% ,it is simply too time consuming and confusing for depositors.

Unfortunately, using a broker is too expensive as brokers charge between 5-25 points. The solution is a single system that provides multi-bank capability with no added commission but simple fixed fee pricing

So what is Likwidity ?  We are a Next-Gen AFSL licenced Fintech company that delivers efficiency and transparency to manage and execute short-term funds.

  • Pure Software as Service to deliver efficient price discovery and execution for short-term funds
  • Catering for Enterprise Market (Corporates/Government/SME/Family Office)
  • We NEVER have access to client funds
  • AFSL licenced
  • Experienced and capable team

Our software radically simplifies the way you place short-term funds.  Faster, simpler, efficiently with full auditability and securing the best rates in the market. Complete transparency on rates and pricing with NO commissions. See our overview

With the traditional way you have to spend time:

  • Searching bank websites for rates (very time consuming)
  • Phone the banks (finding the correct person)
  • Send an email to the banks (unstructured)
  • View comparative websites (Retail rates)
  • Do nothing and leave money with the current bank

Benefits to Corporates

  • Precision pricing through a transparent online multi-bank bidding mechanism
  • Safety and security of transactions
  • Control time and location of instructions
  • Automating and modernising transactions of short-term corporate funds
  • Saving transactional time and operational costs
  • Strong governance and reporting framework

Where Can We Help You?


As an organisation, you want to efficiently manage how your short-term funds are placed whilst ensuring governance is adhered to with full auditability and transparency .  As a professional, you do not need an advisory function and simply require an efficient price discovery and execution service

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Family Office

Our service is unquestionably focused on optimising the returns on the cash (Deposits) component of your wealth portfolio. Our software provides a simple and fast process to obtain best rates with full transparency on rates and fees. No invisible commission.

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Government and Public Agencies

Government and Public Sector agencies that need to invest funds in Term deposits also need to ensure that they receive the best available rates in a transparent, easy and auditable manner that ensures full compliance to their stakeholders. Likwidity provides efficient price discovery and execution service. No Advisory. No Commission. Unconflicted. Governance and Compliance. Our subscription service delivers better returns than free/commission services.

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Wealth Advisors

You are looking for than just convenience. Your clients expect that you also seek the best market return for their funds. We combine not just convenience but full transparent delivery of best and auditable rates that you can prove to your clients. Get ahead of the curve with openness and transparency

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Superior Deposit Rate

No more searching! In less than a few seconds, tell us how much and in your specified time frame we deliver multiple quotes on your request  from the banks. Efficient, time saving, pricing tension, better rates

Simple and easy

Rates offered for cash and term deposits differ significantly amongst deposit taking institutions. Our purpose is simple. Our system finds the best interest rates for your cash investment

Safe & Secure

We never have access to your account or funds. Our platform provides price discovery and execution capability but no funds transfer capability

Data Security

Likwidity is hosted in the AWS Cloud platform using platforms hardened by Amazon. All data into and down to the database is encrypted along with all backups.

Zero Commission

Unlike other intermediaries, we offer a zero commission service. You as a client will receive the quoted rate offered with NO commission* charged. That alone will deliver a significant tangible value.​


We back up our commitment with auditable multi bank quotes so that you are in no doubt. Improve compliance and transparency. A trusted and rewarding service to clients.

Stop Searching, Start Doing

Don't send your time searching. It's time consuming and imperfect. Just submit once. Our system collates multiple quotes and brings the best rate to you.

Maturity Risk

By not actively managing maturing contracts, the Term Deposit will automatically be rolled over at a potentially low rate. Likwidity actively engages investors to ensure optimal rates..

Would you like to start a conversation?

Likwidity would be pleased to hear from you and answer any questions you might have.