All content here is news and views and is purely for general information about the financial and technology sector and does not constitute specific or general advice.

The Humble Startup


We felt compelled to share the thoughts of a true innovator and change agent. Michael Jordaan not…


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Yes, Even with these low rates, you still need to hold cash !


As expected, the RBA has passed another reduction in the cash rates. But unfortunately, all…


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Market Insight-Investigative Journalism


For the best investigative journalism in Australia, we found Michael West to be absolutely amazing.…


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Royal ? Productivity Report


It's all in the Productivity CommissionAmongst the plethora of reporting around the Banking Royal…


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Snapshot of Market Data


With limited available time, we have attempted to provide a quick overview with links to what we…


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How Free is “Free”


Commissions must have been introduced a few seconds after the big bang. It certainly seems as old…


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Australian banking over the last 30 years


The sorry tale of our big banks This is a really interesting insight into Australian banking over…


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Comparison of Ratings agencies


An overview of the ratings per ratings agency Credit ratings   Moody’s Standard &…


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Is the storm about to break? When will bank customers change?


In January 2017 I wrote this article after listening to a number of fintech’s views on how…


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About the Deposit Market


A quick background on term deposits and interest rates in Australia. I promise, I will keep it…


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Bank Funding (WIP)


Davis (2011) notes that residential loans made up close to 60 per cent of Australian banks’ total…


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Corporate Cash Puzzle or Conundrum


How do business compute what is the optimal cash holdings ? I came across this fascinating…


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