All content here is news and views and is purely for general information about the financial and technology sector and does not constitute specific or general advice.
Is this the beginning of the end of commissions in financial services ?
October 22, 2019Uncategorized,BusinessTerm Deposits,banking,openbanking,deposits,platforms,startup
The butterfly flapping its wings to a hurricane is an oft used analogy for change. And so, after…
The Humble Startup
July 31, 2019Uncategorized,BusinessTerm Deposits,banking,openbanking,deposits,platforms,startup
We felt compelled to share the thoughts of a true innovator and change agent. Michael Jordaan not…
Yes, Even with these low rates, you still need to hold cash !
July 2, 2019Uncategorized,Businessinterest rates,commission
As expected, the RBA has passed another reduction in the cash rates. But unfortunately, all…
Market Insight-Investigative Journalism
March 18, 2019Businessinvestigative journalism,australian financial market
For the best investigative journalism in Australia, we found Michael West to be absolutely amazing.…
The Right Royal Omission
February 5, 2019Commission,BusinessTerm Deposits,commission,fintech,likwidity,Banking Royal Commission,bank concentration,mortgages,home loans
Without doubt the Banking Royal Commission will dominate conversations for a while yet with both…
Royal ? Productivity Report
January 18, 2019Businessbanking,fintech,openbanking,RoyalBankingCommission,deposits,platforms,likwidity,open banking,KYC
It's all in the Productivity CommissionAmongst the plethora of reporting around the Banking Royal…
Snapshot of Market Data
With limited available time, we have attempted to provide a quick overview with links to what we…
The definition of Cash may surprise you !
December 7, 2018Uncategorized,Businessinterest rates,Term Deposits,banking,openbanking,deposits,platforms,australian financial market
What is cash ? If that seems like a silly question, then consider this. In an effort to increase…
How Free is “Free”
November 19, 2018Businesscommission
Commissions must have been introduced a few seconds after the big bang. It certainly seems as old…
Australian banking over the last 30 years
October 25, 2018Businessbanking
The sorry tale of our big banks This is a really interesting insight into Australian banking over…
Comparison of Ratings agencies
An overview of the ratings per ratings agency Credit ratings Moody’s Standard &…
Is the storm about to break? When will bank customers change?
In January 2017 I wrote this article after listening to a number of fintech’s views on how…
About the Deposit Market
A quick background on term deposits and interest rates in Australia. I promise, I will keep it…
Bank Funding (WIP)
Davis (2011) notes that residential loans made up close to 60 per cent of Australian banks’ total…
Corporate Cash Puzzle or Conundrum
April 22, 2018Businessfinance,interest rates,Term Deposits,Cash Flow,Cash Holdings
How do business compute what is the optimal cash holdings ? I came across this fascinating…