How to source the optimal deposit interest rate easily and transparently.



Conflicting stories abound regarding the future of deposit and cash rates and combined with the plethora of bank deposit products, it is very challenging for organisations to find the correct…

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Bank Funding (WIP)



Davis (2011) notes that residential loans made up close to 60 per cent of Australian banks’ total loan portfolios in 2009, but less than 40 per cent in the United States and Canada, and 15 per cent…

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Corporate Cash Puzzle or Conundrum



How do business compute what is the optimal cash holdings ? I came across this fascinating research report (Why do Companies Hold Cash?,Gianni La Cava and Callan Windsor) that examines the question…

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